SOLAR + BATTERY — LIVE CALCULATOR

Edit the numbers as your quotes come in

Same model as before — your real half-hourly usage plus a modelled dispatch simulation — but every input below is editable, and it recalculates instantly. Switch between a full solar+battery system and a battery-only option.

Modelled generation
3,709 kWh/yr
≈48% of annual use
Bill after system
£584 /yr
was £1,811/yr
Gross annual saving
£1,227 /yr
bill cut + export income
Cash payback
6.5 years
if bought outright
Step 1 — your usage

Upload your own half-hourly usage

Works with a half-hourly (or hourly) usage export from any supplier or smart-meter app — see the format guide below for what's needed. Everything below then recalculates against your real usage pattern instead of the example.

EXAMPLE DATA Using example usage data (7,715 kWh/yr, one year, half-hourly)
Off-peak tariff

Have a cheaper overnight rate (EV tariff, Economy 7, etc.)? If not — e.g. no EV and a standard single-rate tariff — turn this off.

Off-peak window switched off — every kWh is now costed at your single (peak) rate, matching a standard flat tariff with no cheap overnight window.
Before you get quotes

What battery size do you actually need?

Worked out from your usage pattern above (not the battery size you enter in Step 2 below) — how much a battery would need to cover on a typical day, and how much extra saving each additional kWh actually buys you.

Typical-day minimum
— kWh
Worst-month minimum
— kWh

Annual saving vs. battery size

Battery size in kWh along the bottom, annual saving in £ up the side. Everything else held at your current Step 2 inputs — only battery size changes along this line.

Other things worth knowing about battery sizing

  • Usable vs. nameplate capacity. The headline kWh figure on a spec sheet is sometimes the gross/nameplate capacity rather than what you can actually draw on — ask installers specifically for the usable capacity after depth-of-discharge limits, since that's what this tool assumes throughout.
  • Power rating matters as much as capacity. A battery's kW output (not just its kWh capacity) determines whether it can cover a spike in demand — an oven, a kettle and an EV charger running together can exceed what a small inverter can deliver, even with plenty of charge still stored.
  • Typical UK household sizes. Most homes land around 5–10 kWh usable; households with an EV, a heat pump, or a larger family often go for 10–20 kWh, sometimes as stacked/modular units from the same manufacturer.
  • Diminishing returns are real. Sizing for a typical day rather than your single heaviest day is usually the better financial call — the last few kWh of a "cover every worst case" battery often sit unused for most of the year, as the chart above shows for your own usage.
  • Chemistry. Most modern home batteries use LFP (lithium iron phosphate) cells — more thermally stable than older lithium chemistries, typically rated for 6,000+ cycles and backed by 10-year warranties.
  • Degradation. Usable capacity fades a little each year — commonly a few percent per year over a decade — so a bit of headroom above your calculated minimum helps the system still meet your needs later in its warranty life.
  • Expandable systems. Many batteries are modular — it's often cheaper to start slightly smaller and add a second unit later if you need it than to oversize from day one and pay for capacity you rarely draw on.
Step 2 — your quote

Plug in each quote as you get it

Everything below recalculates live. Panel count, wattage and yield only apply in Solar + Battery mode.

System — panels

W
kWh/kWp/yr
Array size: 3.84 kWp

Battery

kWh
% each way

Cost & financing

£
£
%
mo mo

Tariff & rates

p/kWh
p/kWh
p/day
p/kWh
Where the energy actually goes

A year of your electricity, rebalanced

Modelled from your real half-hourly usage pattern and the inputs above.

Your solar generation is used for…100%
Your annual demand is met by…100%
Monthly breakdown

Generation, usage and cost across the year

Consumption vs. solar generation

kWh per month

Monthly bill: before vs. after

£ per month, before export income is applied to the loan
Before
After (net)
Year one, in full

Annual cost breakdown

Off-peak import
£567
5,968 kWh
Peak import
£50
150 kWh
Standing charge
£193
unaffected by system size
Export income
£226
1,886 kWh
Line itemBeforeAfterChange
The loan — both terms compared

Financing

£7,950 cash price, £100 deposit, £7,850 financed at 9.9% APR.

60-month term
£164.78 /month
120-month term
£101.48 /month
The long view

Cumulative cost vs. doing nothing

Deposit + loan + electricity bills − export income (if any), against carrying on paying today's rates with no system. Assumes flat tariffs for 20 years.

No system (baseline)
Term A
Term B
Term A breaks even
Year 8
Term B breaks even
Year 10
Same money, different use

ROI vs. investing the cash instead

What if, rather than buying the system, you'd put the cash price into the stock market and just kept paying your normal electricity bills? Both scenarios below start from the same lump sum, assume a cash purchase (no financing) and flat electricity prices — set your own assumed investment return.

% per year
A rough long-run average for a diversified global stock index fund, before fees or tax — adjust to your own assumption.
System's effective annual return
—
Vs. your assumed investment return
—

Cumulative net cost: system vs. investing the cash price

Lower is better on both lines. System = cash price + net electricity bills paid each year. Investing = full electricity bills paid each year, offset by the investment's growth.

System (net cost)
Investing instead (net cost)
Full detail

Month-by-month numbers

"Usage: off-peak / peak" is your raw consumption split by tariff window, before the system changes anything — useful for sanity-checking how much of your usage sits in the cheap window already. The cost columns further right reflect actual grid draw after solar/battery.

MonthUsageUsage: off-peakUsage: peakSolarExported Off-peak costPeak costStanding Bill (pre-export)Export creditNet costWould've been